Comments on: Travel Insurance – Do You Really Need It And Is It Worth The Price?

By: Jonathan Sevendal

Jonathan Sevendal — Thu, 04 Aug 2011 16:47:00 +0000

Great blog. However, far too many people neglect the dangers of travelling without proper health insurance! Private health care can be extremely expensive in some areas where the public health system is not good.

By: We\'re All Passionate People When It Comes to Travel Health Care

We\'re All Passionate People When It Comes to Travel Health Care — Wed, 13 Apr 2011 08:44:45 +0000

[...] TRAVEL INSURANCE – DO YOU REALLY NEED IT AND IS IT WORTH THE PRICE? [...]

By: remove AntiMalware GO

remove AntiMalware GO — Thu, 03 Mar 2011 08:12:00 +0000

I would buy travel insurance anyway as it’s a protection.

By: Anonymous

Anonymous — Wed, 29 Dec 2010 23:49:00 +0000

Hi mkraft: It depends upon your particular coverage. For example, my Blue
Cross, Blue Shield does cover me when I am out of the country, however I
must pay the cots up front and be reimbursed when i return to the U.S.

By: mkraft

mkraft — Wed, 29 Dec 2010 23:04:00 +0000

Medical evacuation aside, Americans whose health insurance coverage (if they have any) won’t cover them outside the U.S. suffer little pain by purchasing a travel insurance policy that fills that gap. These are generally quite inexpensive policies. Several years ago I was in an accident in Germany and was hospitalized for two days. I had no coverage from a U.S. policy. Without the inexpensive travel insurance policy I had purchased before leaving the U.S., I would have been out almost $2,000 in hospital and other medical bills.

By: Malta Yacht Charters

Malta Yacht Charters — Fri, 26 Nov 2010 23:34:00 +0000

I agree. A medical cover or evacuation plan is important, but cover for personal goods is usually money wasted. The limitations, premium and hassle of getting money out of the insurance companies are usually not worth it.

By: Travel guide

Travel guide — Wed, 17 Nov 2010 20:26:00 +0000

we should always be vigilance in selecting an insurance company. it pays to be more careful…

By: C Coker576

C Coker576 — Thu, 02 Sep 2010 04:54:00 +0000

I’m a traveler too and on a trip to Thailand a couple of years ago, I was hospitalized after collapsing at th Royal Palace in Bangkok. I was taken by ambulance to the hospital where I was admitted and examined from one end to the other. In spite of a doctors admonishment that I should remain for 3 days, I checked out after 12 hours, many tests, medication, great treatment, food and a private room. I had to pay by credit card when I checked out. When I got home, I learned that the total bill was $445.00 US. Of that, my personal medical insurance reimbursed me all but a $50.oo deductible. I rarely buy travel insurance but medical evacuation insurance is advisable in some instances. Although I’ve never been injured or ill to that extend, I do some adventurous activities so I always consider that when I travel.

By: Anonymous

Anonymous — Tue, 31 Aug 2010 22:53:00 +0000

I’m a light traveler, but that’s only because I have a small tendency to misplace things, valuables especially, and that’s were insurance comes in. I wouldn’t leave the house without it, and it’s paid off so far.
_______________________________
auto insurance agents

By: Travel Insurance Comparison

Travel Insurance Comparison — Sat, 31 Jul 2010 03:15:26 +0000

It is not about being afraid but more about getting prepared. In other words, risk management.

Believe me, you can’t fully appreciate getting insured not until you get sick in a developing country!

By: Travel Insurance Comparison

Travel Insurance Comparison — Sat, 31 Jul 2010 03:15:00 +0000

It is not about being afraid but more about getting prepared. In other words, risk management.

Believe me, you can’t fully appreciate getting insured not until you get sick in a developing country!

By: Nancie (Ladyexpat)

Nancie (Ladyexpat) — Mon, 14 Jun 2010 07:13:48 +0000

I never used to buy travel insurance, but I have for the past ten years or so. I have claimed once, and that was this past winter. I fell in Chiang Mai and needed 25 stitches in my forehead. The care I received was excellent and the cost was not prohibitive. I think the total came to a little over 200.00. My travel insurance was only $50.00. It’s not really the money. I could afford the $200.00. The peace of mind is another story.

Great post Barbara.

By: Nancie (Ladyexpat)

Nancie (Ladyexpat) — Mon, 14 Jun 2010 07:13:00 +0000

Great post Barbara.

By: Todd

Todd — Sun, 13 Jun 2010 07:39:58 +0000

nice piece Barbara. I have never taken out extra insurance and I have been on the road for 10 years now. Sometimes I have had medical insurance and other time not. I have always tried to have evacuation insurance when I am working in dangerous countries. For me the fine print on lost valuables is too much hassle. I will say that as I am getting older (wiser?) I want health insurance as a base. But being an American it is not always that simple or cheap.
I had a number of surgeries while living in Japan and was very happy that I had Japanese coverage at the time.

Cheers,
Todd

By: Todd

Todd — Sun, 13 Jun 2010 07:39:00 +0000

Cheers,
Todd